Guru Secrets Exposed: How they use “free” workshops as bait?

Have you ever wondered why there so many free workshops, webinars, seminars?   You can’t scroll through your Facebook feed without seeing an ad for one. Did you attend one and found it a giant waste of time?   It’s no surprise.   Your “coach” designed these workshops to sell you stuff They designed these […]

Guru Secrets Exposed: How they lure you in and suck your money dry

   Have you ever browsed Facebook and come across an ad like this: How to make $2,967.82 Online Income In One Day (PROOF Inside) “We only have $1,300 left in our accounts… How are we going to survive?” That was what my partner, Marvin, and I were constantly in fear about when we were back in university. […]

How I landed a 40% increase in salary

There’s a job shortage now. Some of my friends have got retrenched and been unemployed for more than 6 months. Yet, I’m moving jobs to an entirely different field doing something I’ve never done before with a 40% increase in salary. How did I do it? And how can you do the same thing in […]

Why you should definitely buy a car in Singapore

I was talking to a friend recently and we were discussing how it’s kinda hard to justify having a car in Singapore. Almost every personal finance website talks about how cars are just horribly, horribly overpriced here. It’s so overpriced that even Hollywood Stars are stunned by how much cars cost in Singapore. Check out […]

Are Singaporeans Unhappy?

Tell me whether you agree with this: Singaporeans are unhappy. I was talking with a friend about the rather unusual path he has taken. He’s a planner focusing on helping people achieving financial freedom. He’s a guy that has to meets with people from different income levels every day, even high net worth individuals. And […]

Why cutting back gets really stupid, fast and what u should do instead!

There’s a problem with cutting back that people don’t want to acknowledge. Cutting back causes you to hate money and probably yourself, after a while Here’s what most people do when they are trying to save money. Action Steps! : Save $100 by running instead of going to the gym Save $200 by replacing the […]

Does having a day job mean giving up all your dreams?

So the end of the year is just around the corner again. This is the time of the year where people start wondering, what have I done with my life this year? Why haven’t I worked on the dream / magnum opus yet? Everyone thinks there are only two choices in life : 1) Slog […]

City Harvest Church: How to “brainwash” 16,000 people?

The appeals  related to the scandal of City Harvest Church (CHC) are finally done and dusted. Wow, I didn’t know this was still ongoing till last month, it’s been like 6 years now? Yet, I still don’t know what’s going to happen to the founders, if someone knows, please comment below.   My interest in the […]

Negotiation: Why “No” might be better than “Yes”

What if your job is to negotiate against the world’s most dangerous people on a day-to-day basis? And your negotiation skills decides whether people or die.  I think negotiation is important too (our salary is largely depended on how well we negotiate) but not that important… The Art Of Negotiation Negotiation is about quickly establishing relationships and […]

When bonds are dangerous: A history of products from banks

Banks in Singapore are known to be safe and relatively conservative institutions. But that doesn’t mean they haven’t sold products to unsuspecting people. People who shouldn’t be any where near the sophisticated instruments. Products appealing to the Asian investor Let’s take a look the average Asian investor, what are they concerned with? Most “investors” in […]